Educate first, plan second
TSM Life & Health was built so no one has to face Medicare, Social Security or retirement decisions alone — or confused.
Started for a very personal reason
Our founder, Keith McLiverty, spent more than 30 years working across finance, taxes, medical insurance and retirement planning. But the reason TSM exists isn’t on a résumé.
Keith watched his own parents try to navigate Social Security, Medicare and insurance without anyone in their corner — piecing together confusing paperwork and big decisions on their own. He founded TSM so that other families would never have to feel that same confusion and uncertainty.
That belief shapes everything we do today: we educate first and plan second. You should fully understand your options before you ever make a decision about your health coverage or your financial protection.
An old-school approach in a rushed world
We believe the best financial decisions come from real relationships and honest conversations — not call centers and hard sells.
Education first
We take the time to explain the pros, cons and fine print until it truly makes sense — no jargon, no pressure.
Real relationships
Face-to-face meetings and a local office staffed year-round. When you call, a real person who knows you answers.
Your advocate
As an independent agency, we work for you — comparing options across carriers to protect what matters most.
“My job is to make sure you understand your choices before you make them — and to still be here, answering the phone myself, long after the paperwork is signed.”
Keith McLiverty
Founder & COO, TSM Life & Health
Have a question about your options?
There’s no cost and no obligation. We’re happy to point you in the right direction — even if that means telling you to keep what you already have.